We found out at 9:45 Sunday in church that a close friend of our family died that morning. It was announced to our church congregation. The news leveled our little close knit community and pained our family. It was so unexpected... I just talked with him Friday. He was my sons Scout Master and had canceled the backpacking trip planed for the weekend. Sunday morning he was gone. I have a deep abiding faith about where he is and a knowledge that he WILL be together forever with his family... losing someone is hard but looking through an eternal perspective in Gods plan, I find comfort.
The hardest emotions today surrounded thoughts of his family. He was 36. He has a wonderful wife and 4 fantastic children with a much anticipated 5th child due in November. How will SHE do? How will SHE make it? I cried. I grieved. I prayed. Then I pondered.... am I prepared?
In this arena, no I fall short. I have a plot of dirt paid for... a family spot paid for over a hundred years ago. A will? Nope. Life Insurance?... not enough to raise 6 kids, just enough to cover the funeral. My affairs, as I expect many of ours are, are not settled.
I have a years supply of food storage... no joke. I can keep my family and neighbors from starving and I live frugally for sure. I'm well learned in gardening, sewing, home repairs, and many other homemaking activities that have helped me to prepare for an unstable future... but that isn't enough.
I'm a mom of 6 children.... and THAT is worth planning my future for.
Times are rough for everyone. Some have job loss and others have had a decrease in salaries... personally, we've lost 10% of our income this year. Still, priorities are always able to change. Life insurance and a plan for our future has become mine and I'll give up a lot for security and peace of mind in knowing that if tragedy struck our family, we'd weather the storm together without the worry of where to live or how to provide.
So how are you doing with planning for your future? Do you have enough insurance? Is your will in place? Are you willing to give up your regular trip to the nail salon or that fancy gym membership in order to make a plan for your family?